---
title: "FIRE & Retirement Guides | MyWealthCheck"
description: "Plain-English guides to financial independence and early retirement: what FIRE is, the 4% rule, and the maths behind our calculators."
canonical: https://mywealthcheck.com/blog/
language: en
updated: 2026-11-09
publisher: MyWealthCheck (hello@mywealthcheck.com)
note: Text copy of the canonical page, generated from the same build. For education only, not investment advice.
---
Plain English · no jargon

# Guides

How financial independence works, and how to use the numbers. Each guide links to a calculator so you can try it with your own figures.

Retirement

## Is the 4% rule safe for early retirement?

The 4% rule says you can retire on 25 times your spending. Where it comes from, why early retirees often use 3–3.5%, and how to make any withdrawal rate safer.

9 Nov 2026 · Read the guide →

Link: https://mywealthcheck.com/blog/4-percent-rule/

FIRE basics

## What is FIRE? Financial independence, explained simply

FIRE means saving and investing enough that work becomes optional. Here's how it works, how to find your number, and the main types of FIRE.

9 Nov 2026

Link: https://mywealthcheck.com/blog/what-is-fire/

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